The Capital One Savor card is known for its generous rewards on dining and entertainment. But what exactly qualifies as “entertainment” for earning those rewards?
Table of contents
Defining Entertainment
Capital One defines entertainment broadly. It generally includes spending on:
- Movie theaters: Tickets, concessions, etc.
- Sporting events: Tickets to games, races, and other sporting events.
- Concerts and live music venues: Ticket purchases.
- Amusement parks and theme parks: Admission and in-park spending.
- Zoos and Aquariums: Entry fees.
- Bowling Alleys: Game fees, shoe rentals, and food/drink purchases.
Important Considerations
While the list above provides a good guideline, it’s important to note:
- Merchant Category Codes (MCC): Capital One uses MCCs to categorize transactions. If a merchant is incorrectly coded, you might not receive the bonus rewards.
- Specific Exclusions: Some activities may not qualify, such as gambling or adult entertainment venues.
Maximizing Your Rewards
To ensure you’re earning the most rewards possible, here are a few tips:
- Check Merchant Category Codes: If you’re unsure if a purchase will qualify, try to determine the merchant’s MCC beforehand. You can often find this information online or by contacting the merchant directly.
- Use the Card for All Entertainment Purchases: Make a habit of using your Capital One Savor card for all eligible entertainment expenses to maximize your rewards earning potential.
- Review Your Statements: Regularly review your credit card statements to ensure that your entertainment purchases are being properly categorized and that you’re receiving the correct rewards.
- Contact Capital One: If you believe a purchase was incorrectly categorized, contact Capital One customer service to request a review. Be prepared to provide documentation, such as a receipt, to support your claim.
Beyond the Basics
Keep in mind that the definition of entertainment can be subjective. While Capital One provides a general framework, it’s always a good idea to double-check if a specific activity qualifies. When in doubt, contacting Capital One directly is the best way to get a definitive answer. By understanding what counts as entertainment and following these tips, you can make the most of your Capital One Savor card and enjoy valuable rewards on your favorite leisure activities.
